The creator notes that using RRSP funds for a home down payment means missing out on potential 8-12% annual gains from the S&P 500.
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The creator discusses the pros and cons of using RRSP funds for a down payment on a first home. While it al...
JoyeeeyanggJan 19, 2026
The creator discusses the pros and cons of using RRSP funds for a down payment on a first home. While it allows for tax-free withdrawal of up to $60,000 if repaid within 15 years, the creator highlights that contributions are not tax-deductible and the opportunity cost of missing out on potential stock market gains (8-12% annually in the S&P 500) is significant.
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