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How you could pay more than 100% tax on your shares?

The new capital gains tax (CGT) system in Australia, which taxes indexed or real gains but only allows nominal losses to be offset, can lead to effective tax rates exceeding 100% for portfolios with a few big winners and many smaller losers. This is particularly problematic for speculative investments like mining shares or venture capital. To avoid this punitive tax outcome, investors are advised to use pooled structures like managed funds, LICs, or ETFs, where winners and losers net off internally, making these structures more tax-efficient under the new regime.

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The new capital gains tax (CGT) system in Australia, which taxes indexed or real gains but only allows nominal losses to be offset, can lead to effective tax rates exceeding 100% for portfolios with a few big winners and many smaller losers. This is particularly problematic for speculative investments like mining shares or venture capital. To avoid this punitive tax outcome, investors are advised to use pooled structures like managed funds, LICs, or ETFs, where winners and losers net off internally, making these structures more tax-efficient under the new regime.

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