Creator Post Archive
smartCompass Value Investing
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Jun 2, 2026
My Top 5 Stocks to Buy Right Now (Value Investor's Pick)
The creator identifies Microsoft (MSFT) as a top stock pick for June 2026, highlighting its recent significant drawdown as an overreaction to AI fears. Despite concerns, the creator believes the company's strong fundamentals, accelerating Azure growth, and projected earnings per share increase justify a potential doubling of the stock price in 3-4 years. An intrinsic value calculation suggests a substantial margin of safety.
May 27, 2026
Salesforce Earnings: The Market Is Wrong About This Stock (CRM Stock Analysis)
The creator analyzes Salesforce's (CRM) recent earnings report, highlighting a beat on EPS and revenue despite a flat stock reaction due to negative market sentiment towards software stocks. The analysis covers accelerating revenue growth, improved EPS guidance, strong free cash flow, and management's positive commentary on record deals and AI opportunities, suggesting a bullish outlook for the company.
May 15, 2026
NU Stock Crashes 10% After Earnings - Opportunity or Trap?
Nu Holding (NU) experienced a 10% stock price drop following disappointing earnings, primarily due to a spike in non-performing loans (NPLs) to 5.0%. Despite this, revenue and revenue per customer exceeded expectations, and the company's NPL ratio remains comparable to or better than competitors like Mercado Libre. The creator views the market's reaction as an overreaction and maintains a positive outlook on NU's growth and efficiency.
May 14, 2026
Figma Stock Just Proved AI Doesn't Kill Everything — Revenue Accelerated
Figma reported strong Q1 earnings with revenue beating estimates and accelerating growth to 46%. The company also raised its full-year 2026 revenue forecast. Key metrics like net dollar retention rate (139%) and free cash flow margin (27%) showed significant improvement, driven by increased customer spending and strong demand for design tools, partly fueled by AI.
May 11, 2026
HIMS Stock Crashes 11% After Earnings Miss – Buy The Dip Or Value Trap?
Hims & Hers Health (HIMS) experienced a significant stock drop following a Q1 earnings miss, with revenue and EPS falling short of expectations. The company's gross profit margin and operating margin have also seen substantial declines, raising concerns about its financial health and future prospects. The creator questions the CEO's optimistic outlook in light of these negative trends.
May 7, 2026
MELI Stock Falls 7% - Here's What the Earnings Just Revealed
Mercado Libre's recent earnings report showed strong revenue growth (49%) and gross merchandise volume (42%), exceeding expectations. However, net income and EPS were below expectations due to margin compression, as the company prioritizes long-term growth investments in Latin America. While the commerce segment shows robust buyer and item growth, the fintech segment is facing some scrutiny.
May 5, 2026
AMD Stock Analysis 2026: Is The AI Growth Story Still Worth Buying At This Price?
The creator analyzes AMD's recent earnings report, highlighting strong performance and guidance that beat expectations, driven by accelerating demand in the AI infrastructure and data center segments. Despite the positive results and growth, the creator expresses a personal hesitation to buy AMD at current prices, suggesting management might also view the stock as expensive.
May 5, 2026
Duolingo Stock's Intrinsic Value
The creator calculated an intrinsic value of $136 for Duolingo (DUOL), which is currently trading at $94. This suggests a 44% margin of safety and potential upside, even with conservative growth rate assumptions.
May 5, 2026
Why Duolingo Plunged After Reporting Earnings
Duolingo's stock experienced a significant drop following its earnings report. While the company's guidance remained within its previously stated range, it landed at the lower end for both bookings and revenue, signaling potential headwinds.
May 4, 2026
Duolingo Stock Analysis 2026: Opportunity or Trap After Q1 Earnings?
Duolingo's stock experienced a significant drop following Q1 earnings due to a moderated growth outlook, prioritizing engagement over monetization. While revenue and daily active users showed growth, the decelerating pace of this growth is a major concern for investors. The company's strategy of focusing on user expansion rather than immediate monetization is spooking the market, leading to a lower stock price despite the stock appearing cheap on current metrics.
May 3, 2026
Zeta Stock's Current Valuation
The creator discusses valuing Zeta Global (ZETA) using owner earnings, but notes this is not applicable as the company is not yet profitable. Instead, they look at price to operating cash flow, which is currently around 23 times, considered average compared to historical valuations.
May 3, 2026
Meta's Spending Spiral Nobody's Talking About #finance #stocks #metastock
Meta's revenue outlook for Q2 2026 remains flat, while expenses are also unchanged. The creator suggests that without an increase in potential return to offset rising capital expenditures, the stock price is likely to decline.
May 3, 2026
I Attended Microsoft's Earnings Call - Here's What Happens Next #stocks
Microsoft's earnings call revealed strong Azure growth expectations (39% in Q4) and significant CapEx increases, indicating robust demand and strategic capacity expansion. The management's handling of these investments was praised.
Apr 30, 2026
ZETA Earnings Beat Big | What Comes Next?
The creator discusses Zeta Global's (ZETA) recent earnings beat and raised guidance, highlighting strong revenue growth. However, they express concerns about the company's AI monetization strategy and the lack of a strong competitive moat, questioning whether it will become a high-margin software business. The creator also notes positive growth in 'super scale' customers.
Apr 30, 2026
SOFI stock could fall 50% in worst scenario #stocks #warning
The creator calculates SoFi's intrinsic value at $20, with the stock currently trading at $16.8. While a best-case scenario suggests an 80% upside, a worst-case scenario points to a potential 50% downside, leading the creator to deem it a mediocre opportunity.
Apr 30, 2026
Why SoFi Stock Dropped Despite Beating Earnings #stocks #analysis
SoFi's stock dropped despite beating earnings expectations because investors may have anticipated a stronger outlook than what was provided. While the company maintained its full-year forecast, it did not raise it, which disappointed some investors who were looking for an upward revision in guidance.
Apr 29, 2026
Meta Stock Plunges 6% After Q1 Earnings - Buy The Dip?
Meta's stock dropped 6% after Q1 earnings due to a raised capital expenditure forecast for AI, despite solid revenue and EPS. While the author sees it as a 'good opportunity' at a fair price, they believe better alternatives exist, specifically mentioning Microsoft.
Apr 29, 2026
Is Microsoft Stock a Buy After Earnings Beat?
The creator views Microsoft stock as a strong buying opportunity following a Q3 earnings beat. Key highlights include revenue and EPS exceeding estimates, strong Azure growth (39%), and accelerating revenue growth. Despite increased capex, the creator believes the stock is undervalued and management is handling investments wisely.
Apr 29, 2026
SoFi Stock Crashed 10% – Is It a Buy Now?
SoFi stock experienced a 10% drop following its earnings report, despite beating revenue expectations and meeting EPS targets. While guidance remained flat, investors may have anticipated a stronger outlook. The stock's valuation is now considered more reasonable after a previous price decline, and the company shows strong growth in members and deposits, though the lending segment presents a cyclical risk.
Apr 29, 2026
Why I'm Buying FICO at $1,085 #stocks #valueinvesting
The creator is buying FICO (FICO) at $1,085, citing an intrinsic value of $1,600 and a 50% margin of safety. They plan to open a first position in the stock soon.
Apr 29, 2026
FICO Stock Blew Past Expectations #investing #market
FICO reported strong Q1 earnings, exceeding expectations for both EPS and revenue. The company also raised its fiscal year 2026 guidance for revenue and GAAP net income, indicating positive future performance.
Apr 28, 2026
FICO Crushes Earnings — Here's Why I'm Buying I FICO Stock Analysis
The creator is initiating a new position in FICO (FICO) after the company reported strong Q2 2026 earnings, exceeding expectations for both EPS and revenue. FICO also raised its full-year outlook, and the stock is trading significantly below its all-time high, making it attractive due to its quality and perceived undervaluation. The creator highlights the company's pricing power, strong revenue and EPS growth, stable margins, and manageable debt as key reasons for their bullish stance.
Apr 26, 2026
This Microsoft Segment Is About to Explode #stocks #investing
The creator discusses Microsoft's segment growth projections, anticipating that Productivity and Business will become the largest segment by 2026, while Intelligent Cloud is expected to grow tremendously and potentially overtake it. The Personal Computing segment is projected to remain the smallest.
Apr 23, 2026
Intel Stock Soars 15% After Revenue Beat - Is It a Buy Now?
Intel stock surged 15% after reporting a revenue beat and providing strong financial guidance, driven by demand in AI data centers and chips. The company's data center and AI unit saw 22% year-on-year revenue growth. However, the extent of its collaboration with Elon Musk's companies remains vague, raising questions about the sustainability of the rally beyond hype.
Apr 23, 2026
The Hidden AI Stock Nobody Is Talking About: Nokia Stock Analysis
Nokia is experiencing a surge in interest due to its growing role in AI and cloud infrastructure, evidenced by a significant investment from Nvidia and strong earnings growth in its optical and IP networks segments. The company has raised its guidance for AI and cloud market growth, signaling a positive outlook driven by increasing demand for its data center products.
Apr 23, 2026
UnitedHealth Stock: Is It Fairly Valued Right Now?
UnitedHealth stock is considered fairly valued at its current market price of $343, with an intrinsic value estimate of $363. The author suggests it's a fair price to buy if one believes the company will perform exceptionally well in the future.
Apr 21, 2026
UNH Stock Earnings: Beat, Raised Guidance & Up 6.5% — Real Turnaround or Trap?
United Health (UNH) stock is up following earnings, but the creator argues it's not a true turnaround yet. While the medical care ratio improved due to efficiency, declining customer numbers and slowing revenue growth are concerning signs. The creator believes the company's infrastructure is valuable and a turnaround is possible, but the current trend suggests it's not the right time to invest.
Apr 16, 2026
Netflix Stock Crashes 10%: Buying Opportunity or Warning Sign?
Netflix stock experienced a significant drop following weak Q2 guidance and the departure of co-founder Reed Hastings. While revenue and earnings showed growth, a one-time termination fee inflated EPS, masking weaker underlying performance. The author questions the company's strategic direction and transparency in reporting key metrics, leading to a valuation that suggests the stock was overvalued prior to the recent decline.
Apr 15, 2026
Adobe's AI Deal With Anthropic: Bullish Signal for ADBE Stock
The creator discusses Adobe's (ADBE) new AI assistant integration with Anthropic's Claude model, arguing that AI will use software as a tool rather than replace it, which is a positive development for Adobe. The creator believes AI fears are overblown and that Adobe is undervalued, citing an intrinsic value of $363 compared to the current price of $240, indicating a large margin of safety. The upcoming CEO transition is also mentioned as a factor contributing to the stock's current price.
Apr 15, 2026
Bank of America Stock: Record EPS Performance — Buy or Wait?
Bank of America reported record EPS and strong revenue growth, exceeding analyst expectations. The creator views the current share price as very reasonable and attractive for buying, citing a favorable intrinsic value calculation and positive economic indicators. While acknowledging recession risk, the creator suggests cost averaging as a strategy.
Apr 15, 2026
ASML Crushed Earnings — Should You Buy Now? - ASML Stock Analysis
The creator analyzes ASML's recent earnings report and guidance, noting strong performance and future outlook driven by AI semiconductor demand. However, they advise against buying the stock due to its current high valuation within a peak chip cycle, suggesting a better entry point when the cycle is down. Key risks include cyclicality, China exposure, and geopolitical tensions.
Apr 11, 2026
FICO Stock Just Crashed Another 14% - Is the Moat Broken?
The creator analyzes Fair Isaac stock (FICO), which has fallen significantly due to concerns about potential government regulation impacting its credit scoring market share. Despite strong historical financial data, the creator finds the current valuation unattractive due to a high risk-reward ratio when accounting for worst-case regulatory scenarios, suggesting it may be a value trap.
Apr 10, 2026
TSM Stock: Is The AI Chip Cycle Peaking?
The creator analyzes TSMC (TSM) stock, focusing on the chip cycle to determine optimal buying points. While acknowledging TSMC as a great business with a wide moat, the current analysis suggests the cycle is too high for a buy, with the stock being fairly valued at best. The creator is waiting for a downturn in the chip cycle to buy at a lower price.
Apr 7, 2026
UNH Stock After Medicare Announcement | What Changed?
United Health (UNH) stock saw a significant jump following a Medicare announcement that payments may be higher than initially expected. The creator analyzes the impact on the company's intrinsic value, concluding that while the stock is no longer deeply undervalued, it presents a fair buying price for long-term investors due to its solid business fundamentals and stable revenue growth.