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A Stock a Day Until I Can Quit My Job: Day 53

Aug 12, 2025

This reel explains how Pagaya Technologies uses AI to help banks approve more loans by assessing creditworthiness beyond traditional metrics. It details the process of packaging loans into Asset-Backed Securities (ABS) and the concept of tranches, illustrating higher risk/higher reward scenarios.

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Pagaya Technologies is discussed as a company using AI to improve loan approvals, but no direct investment advice is given.

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