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The creator discusses three high-yield savings accounts: SoFi (3.8% APY with a potential $400 bonus), Citib...

Joe InvestssJun 2, 2026

The creator discusses three high-yield savings accounts: SoFi (3.8% APY with a potential $400 bonus), Citibank (3.75% APY, noted as one of the few big banks paying actual interest), and Valley Direct (4% APY, highest on the list but with a $1000 minimum). The creator also mentions that excess funds beyond an emergency fund should be invested and offers to share their entire portfolio for free via a link in their bio or by commenting 'stocks'.

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SOFINeutralMedium ConvictionResearch Only

SoFi is mentioned as a high-yield savings account option with a 3.8% APY and a potential $400 bonus for setting up direct deposit.

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