American Express is an A-tier option, currently offering a 3.1% APY with a simple interface that pays monthly.
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The creator provides a savings account tier list, rating Chase and Bank of America as D-tier due to their l...
Joe InvestssMay 22, 2026
The creator provides a savings account tier list, rating Chase and Bank of America as D-tier due to their low APY (0.01%). SoFi and American Express are rated A-tier with APYs ranging from 3.3% to 4.5% and 3.1% respectively. Wealthfront is placed in S-tier, offering 4.2% to 4.5% APY.
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Bank of America is a D-tier savings account, offering a poor 0.01% APY, making it just as bad as Chase with no money being earned.
SoFi is an A-tier option, offering a good app and ecosystem with APYs from 3.3% to 4.5%, making it a great starter high-yield savings account.
Chase is rated D-tier for its extremely low 0.01% APY, which the creator finds insulting.