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The creator outlines a strategy to save $100k in 5 years on a $70k salary by structuring finances into nece...

JoyeeeyanggJan 22, 2026

The creator outlines a strategy to save $100k in 5 years on a $70k salary by structuring finances into necessities, savings, and investments. They suggest investing 25% of their income ($1458/month) into ETFs like VFV or SPY, projecting a portfolio of over $100k in 5 years.

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