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This reel discusses the historical evolution of mortgage lending in the US, from the risky practices before...
Jun 19, 2026
This reel discusses the historical evolution of mortgage lending in the US, from the risky practices before the 1930s to the New Deal reforms that shaped modern home loans. It highlights how the marketing of homeownership as the 'American Dream' and government backing of mortgages led to increased lending, even to riskier borrowers, ultimately making the housing industry 'too big to fail'.
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