This video discusses a research paper titled "Damage by Default" which highlights that 91% of people are unaware of their pension investments, often being placed in default funds. The creator suggests that by actively choosing a more suitable, potentially riskier fund, individuals could significantly increase their pension pot value, averaging an additional 180,000 pounds, without increasing contributions or working longer.
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Books are overrated... this research paper is where it's at
Jun 19, 2026
This video discusses a research paper titled "Damage by Default" which highlights that 91% of people are unaware of their pension investments, often being placed in default funds. The creator suggests that by actively choosing a more suitable, potentially riskier fund, individuals could significantly increase their pension pot value, averaging an additional 180,000 pounds, without increasing contributions or working longer.
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