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How to make your cash reserves work harder

Apr 2, 2026

This video segment introduces a three-pot approach to managing cash reserves for personal finance. It emphasizes the importance of having distinct pots for emergencies (rainy day fund), foreseeable future expenses, and long-term growth investments (equities), aiming to make cash work harder while mitigating risks associated with liquidating long-term assets at inopportune times.

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This video segment introduces a three-pot approach to managing cash reserves for personal finance. It emphasizes the importance of having distinct pots for emergencies (rainy day fund), foreseeable future expenses, and long-term growth investments (equities), aiming to make cash work harder while mitigating risks associated with liquidating long-term assets at inopportune times.

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