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This reel explains upcoming changes to ISA rules in the UK, effective April 2027. The total ISA allowance r...
Jul 2, 2026
This reel explains upcoming changes to ISA rules in the UK, effective April 2027. The total ISA allowance remains £20,000, but for those under 65, only £12,000 can be held in a cash ISA. A new rule introduces a 22% charge on interest earned on uninvested cash within stocks and shares ISAs, which will be auto-deducted. Money market funds, while offering low risk, will no longer be treated as pure cash and will be subject to this charge if they don't make up 100% of the account.
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