The creator suggests that comfort with a higher allocation to stocks can grow over time, based on historical analysis.
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More Stocks at 70?
Sep 16, 2026
The creator discusses retirement withdrawal rates and portfolio allocation, suggesting that a 2-3% withdrawal rate is sustainable for 30 years or more with a 50/50 stock/bond portfolio based on historical data. He notes that while one might become more conservative with age, the life expectancy at older ages might warrant less conservatism, and comfort with a higher stock allocation can grow over time.
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