SoFi shows strong growth in loan originations and improving customer quality, indicating a positive outlook.
Source Post
10Q Just Dropped… Why The CEO Bought MORE Shares
Future InvestingMay 8, 2026
The creator analyzes SoFi's Q1 2026 10Q filing, highlighting record-breaking originations in student and home loans, and significant growth in personal loans. Despite a slight uptick in personal loan defaults, the average FICO score of new customers is increasing. The analysis also covers the declining average coupon rate on loans due to falling Fed rates and a mix shift towards lower-rate products, while the cost of funding is also decreasing, leading to a slightly climbing net spread.
Linked Mentions
Tickers discussed in this post
Linked Signals
Tracked calls opened from this post
SOFI
buy opened May 8, 2026
+12.63%