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Why Is Upstart Stock Crashing, and is it a Buying Opportunity? | UPST Stock Deep Dive Part 1

Upstart's stock has fallen over 35% in 2026 following its quarterly earnings report. The creator, who previously rated the stock a buy, is examining whether the current price drop presents a buying opportunity. The company utilizes AI for lending decisions, aiming to be more cost-effective than traditional methods. While the management is optimistic about AI's role in credit, the creator believes it's too early to definitively assess its long-term impact on consumers and lenders, especially without experiencing a full economic recession.

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Upstart stock is down significantly, but the creator still sees it as a potential buying opportunity despite uncertainties.

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