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Here’s how much I’d need to buy a $1M 🏠 Because it’s over $1M, I’d need 20% down. That’s $230,400 gone imme...

Feb 17, 2026

The creator breaks down the total cash needed to purchase a $1 million home in Toronto, including down payment, taxes, closing costs, and a maintenance buffer. The analysis concludes that nearly $300,000 is required upfront, leading the creator to decide against buying a home in Toronto at this time.

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