The RBC ION Visa is an 'S' tier card, praised as a great all-around, beginner-friendly option for students with no fees and everyday Avion points.
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Comment which cards you own 👇 Canadian credit card tier list vc: @joe.investss #money #canada #creditcard #...
russellckaiMay 22, 2026
The creator provides a tier list ranking of Canadian credit cards, discussing their rewards, fees, and suitability for different spending habits and user types. The video covers American Express Cobalt, Tangerine Money-Back, Triangle Mastercard, BMO Cashback Mastercard, RBC ION Visa, and Scotiabank Momentum Visa Infinite.
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The BMO Cashback Mastercard offers 3% cashback on groceries but is less useful for other spending categories.
The Tangerine Money-Back card is a good no-fee option with customizable reward categories, placed in the 'B' tier.
American Express Cobalt card is rated highly for food and grocery rewards but has a higher monthly fee.
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