Stock Detail
$FICO
Technology · 10 tracked mentions in the last 90 days across 5 creators.
Valuation and creator stance reflect the last 90 days. The mention feed below shows the latest tracked mentions across all history.
7 creators lean undervalued while 2 lean overvalued, so the live read stays mixed instead of forcing a one-sided call on FICO.
Creator Evidence
Why creators say this
Explicit claim • strong conviction • basis: growth vs multiple
this is a company that trades at 30 times earnings and they're growing those earnings by probably north of 40% for the foreseeable future. And by the way, here is the chart on buybacks. If we take a look, that is the most amount of money they've spent in any single quarter ever. So clearly the management team is telling you that they themselves think that the stock is cheap at the current price as evidenced by the, you know, multi-year lows in terms of valuation.
Implied claim • moderate conviction • basis: growth vs multiple
And when we look at the discounted cash flow analysis, the price is close to fair value if the 20% per year growth continues. But if it slows towards the industry average, well then it looks overvalued.
Explicit claim • strong conviction • basis: multiple relative
Fair Isaac Corporation one of the credit reporting bureaus 52 as their 5-year average for their trading multiple now at 20 year to date still negative 22%.
Explicit claim • strong conviction • basis: growth vs multiple
Projected 2% annualized return even with a reduced 20x multiple. Potential for margins to compress with increased competition.
Mention History
Latest mentions across all history
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