Creator Post Archive

Dividend Compounders with Cheese

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275 posts · 25 per page
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Apr 11, 2026

Are Dividends Useless? Selling Shares vs. Dividend Income

The creator argues against the common sentiment on Reddit's r/financialindependence subreddit that dividends are useless and equivalent to selling shares. They contend that dividends provide a psychological and practical benefit by offering consistent income without forcing the sale of assets, especially during market downturns, contrasting this with the risks of selling principal in a bear market.

10 mentions · 0 linked signals

Apr 7, 2026

What’s going on with Health Insurance stocks? (UNH, HUM, ELV, MOH, CNC, etc)

The creator, a long-term value investor, discusses the positive shift in the health insurance sector due to a more favorable Medicare reimbursement rate increase than initially feared. This change alleviates concerns about declining EPS and positions the sector for renewed growth, leading the creator to hold onto stocks like UnitedHealth.

5 mentions · 0 linked signals

Apr 5, 2026

Nike is Struggling: I’m Looking at This "Boring" Compounder Instead

The creator argues Nike fundamentals and brand momentum are deteriorating, while stating he is actively adding to Microsoft during the broader market weakness.

2 mentions · 0 linked signals

Apr 4, 2026

I Ran the Numbers: SCHD Can Retire You Earlier Than You Think

The creator makes a direct bullish case for SCHD as a disciplined long-term retirement vehicle driven by dividend growth and total return compounding.

1 mentions · 1 linked signals

Apr 2, 2026

SCHD 2026 Reconstitution

The creator reviews SCHD reconstitution changes and reiterates his positive stance on SCHD versus other dividend ETF alternatives.

1 mentions · 0 linked signals

Mar 31, 2026

This time is “different”

The creator argues fear-driven market selloffs are opportunities to keep buying quality dividend compounders and broad equity exposure.

1 mentions · 0 linked signals

Mar 29, 2026

What is Stagflation? Why I’m Buying the Dip

The creator discusses stagflation risk and valuation pressure, calls out Nike and Tesla concerns, and frames his dip-buying approach around quality names.

2 mentions · 0 linked signals

Mar 28, 2026

2026 SCHD Reconstitution: Still the Gold Standard?

The creator evaluates SCHD’s major reconstitution changes and remains positive on SCHD long-term while also favoring Microsoft and Meta as value ideas.

3 mentions · 1 linked signals

Mar 28, 2026

“MSFT is trading for a premium because they’re over $350!!” (How to value a stock)

The creator argues Microsoft is not expensive on valuation-adjusted metrics and frames price-per-share arguments as a mistake.

1 mentions · 0 linked signals

Mar 27, 2026

Catching the Falling Knife? MSFT Keeps Dipping & I Keep Buying :(

The creator stays bullish on Microsoft and says he is actively buying the dip due to fundamentals and valuation.

1 mentions · 1 linked signals

Mar 22, 2026

The Market Meltdown is Happening. What I Plan to Do.

The creator discusses drawdown conditions and emphasizes continuing a dollar-cost-averaging approach rather than panic selling.

1 mentions · 0 linked signals

Mar 21, 2026

Dividend Growth Investing: The "Snowball" Strategy Explained (Ep. 5)

The creator shares portfolio updates and explains why he is combining dividend growth principles with selected software names.

1 mentions · 0 linked signals

Mar 19, 2026

Some of These Dividend Raises Changed My Mind… (Part 2)

The creator reviews recent dividend hikes and discusses quality versus yield across multiple names.

1 mentions · 0 linked signals

Mar 18, 2026

The Best (and Worst) of the Recent Dividend Hikes (Part 1)

The creator ranks recent dividend raisers and quickly separates attractive setups from names he wants to avoid.

1 mentions · 0 linked signals

Mar 18, 2026

I’m nervous.

The creator discusses short-term correction risk but remains structurally bullish on broad U.S. equities and dip-buying discipline.

1 mentions · 0 linked signals

Mar 17, 2026

How I’m Building an $800k Portfolio with "Dividend Compounders" (Ep. 4)

The creator details portfolio repositioning, including several profitable exits to raise cash and a continued focus on high-quality compounders.

3 mentions · 0 linked signals

Mar 15, 2026

Why This Earnings Week Matters More Than You Think

The creator reviews the upcoming earnings slate and highlights OneMain Financial as a high-yield name that moved onto his watchlist.

1 mentions · 0 linked signals

Mar 12, 2026

Dividends are useless.

The creator defends dividend investing and points to SCHD and broad-market exposure as practical long-term income and compounding tools.

2 mentions · 1 linked signals

Mar 12, 2026

Is OneMain Holdings ($OMF) a Better Version of Main Street Capital?

The creator analyzes OneMain's high-yield lending model and weighs income appeal against credit-quality risk.

1 mentions · 0 linked signals

Mar 8, 2026

This Week’s Earnings: Themes, Trends, and Rants

In this earnings-week review, the creator shares retail and beverage watchlist commentary and flags Keurig Dr Pepper as his preferred beverage name.

1 mentions · 0 linked signals

Mar 7, 2026

Buy the Dip? Help! (Part 2)

The creator discusses dip-buy candidates and compares uncertainty in growth names against long-term platform potential.

2 mentions · 0 linked signals

Mar 7, 2026

Buy the Dip? Help! (Part 1)

The creator reacts to a major obesity-drug partnership and contrasts beneficiary upside with competitive downside for incumbents.

2 mentions · 0 linked signals

Mar 6, 2026

If I Suddenly Got $1 Million… Here’s the Passive Income Plan (Ep. 3)

The creator outlines a hypothetical large-capital deployment plan and repeatedly frames SCHD as his preferred core vehicle for long-term dividend compounding.

1 mentions · 1 linked signals

Mar 5, 2026

My 2026 Portfolio vs the Nasdaq-100 (Up 18% So Far)

The creator compares his portfolio performance against major benchmarks and frames the update as relative outperformance commentary.

2 mentions · 0 linked signals

Mar 5, 2026

Perhaps the market caught on to my SaaS Tier System?

The creator reviews software-stock rebound behavior and reiterates that he has been buying into the sector selloff.

2 mentions · 0 linked signals

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